General Information About Your Benefit Plan

Your benefit plan is sponsored by the I.A.T.S.E. Local 667/669 Health & Welfare Trust Fund. The Health & Welfare Plan began in 1990 and since then has seen a large array of benefits that have been made available to members of Local 667 and Local 669.

The basic requirement to become eligible and continue to be eligible, for benefit coverage is membership ‘in good standing’ in either I.A.T.S.E. Local 667 or 669 as determined by the respective Constitution and By-Laws of each Local Union and Constitution and By-Laws of the International Alliance.

The Health & Welfare Fund has eight Trustees, 4 Trustees represent Local 667 and 4 Trustees represent Local 669.

The I.A.T.S.E. Local 667/669 Health & Welfare Plan is a national plan, and we are pleased to be able to provide documents to members in both official languages. Our Plan currently has 1869 members enrolled ranging in age between 21 and 83.

Our Health and Welfare Plan has 6 benefit levels: Benefit 01, Benefit 02, Benefit 03, Benefit 04, Golden level for members age 75 and over, and a Quebec member only benefit level which includes life insurance, the member and family assistance plan and prescription drug coverage in keeping with legislated requirements in Quebec. For the Golden level any producer contribution balances will be placed in a health spending benefit and can be used for reimbursement of any qualifying medical or dental expenses.

The weekly disability benefit is only available through producer contributions; therefore if you were in benefit level 01 and upgraded your benefits to a higher benefit level, you will not qualify for weekly disability.

Please note that some prescription drugs will require a prior authorization be sent to Canada Life. Canada Life’s prior authorization process is designed to provide an effective approach to managing claims for specific prescription drugs. Approval for coverage of certain drugs is required in order to provide members with coverage for appropriate drug treatment. If you or your dependents potentially require an expensive medicine it is recommended that you submit a prior authorization to Canada Life.

The Fund has both a dedicated Plan Administrator and Benefit Coordinator who are available to assist members and dependents with any questions or concerns they may have. The life insurance, accidental death & dismemberment, travel, dental, health, vision care and weekly disability benefits are underwritten by The Canada Life Assurance Company. The critical condition benefit is underwritten by Blue Cross, and the member and family assistance program is provided through Shepell. The I.A.T.S.E. Local 667/669 Health & Welfare Member Benefits Booklet will be divided into 3 parts to accommodate the benefits provided by the four different service Providers. Provider contact and plan information is available on the following page.