|
Co-Insurance
(paid by the plan): |
75%: of all
eligible prescription drug expenses |
| |
|
|
Maximum -
Eligible Members: |
|
| |
|
|
Under age 70: |
- Unlimited
(subject to appropriate benefit maximums shown in benefit booklet).
|
|
Age 70 to age
74: |
- All prescription drug expenses
to an annual maximum of $3,000 per person starting on
the April 1st following the Member’s 70th birthday
|
|
Age 75 or
over: |
- At
age 75 you qualify for the Golden Level, your health care
benefits and those of your dependents will terminate when you
reach age 75 unless you are receiving producer contributions
while working. Producer contribution balances up to a maximum of $3,771.94 will be placed
in a health spending benefit and can be used for reimbursement
of any qualifying medical expense.
|
| |
|
|
HEALTH CARE
BENEFITS |
BENEFIT
MAXIMUMS |
| |
|
|
Prescription
Drugs:
|
- Manulife Financial: Pay Direct
Drug Card,
- drugs
available only by prescription, and with the following limits:
|
| |
a)
Maximums: |
- dispensing fee not
covered
- to reimburse the least
costly course of treatment, whether it is a generic or brand
name drug
- the cost of
over-the-counter drugs are not covered regardless of whether
they have been prescribed or not
|
| |
b)
Maintenance
Drugs: |
- 90 day
supply at one time, once classed as a maintenance drug (no dispensing fee)
|
